Posts Tagged ‘HIF’

The Importance of Health Insurance for Athletes

health insurance

Sport can often be an unpredictable and incredibly dangerous activity, which usually involves great risks in terms of harming your body. Regardless of which sport you partake in and what level you are competing at engaging in sport puts your health and wellbeing at great risk, making it all the more important for you to ensure you have the right protection through cheap health insurance in Australia.

Health insurance is an integral aspect of any athlete’s protection. Whether you play for a rugby team on the weekend, compete at a high level of gymnastics or simply play in a social soccer team, surprising injuries can pounce at any moment.

Although we all like to think we are invincible and nothing could ever harm us, anyone who has ever broken a bone, gotten stitches or even stubbed their toe should hospital billknow that injuries always creep up on us when we least expect it. Injuries do not often occur when we are doing the most outrageous skill or learning a new move – they become most frequent when you are doing a mindless activity and you lose concentration for a second or when extraneous variables (such as other people running towards your trying to thump and pin your body to the ground) are in play. We can not control what sort of things happen to our body and we can certainly not ensure that our bodies are completely safeguarded from harm or injury – however, one thing we can do is insure with HIF to better deal with such unsuspecting situations when they do arrive.

An Investment for Your Career

Protecting your career is an absolute must. And when you take endless risks for a living, doing everything you can to lessen the impact of injury when it does occur, is one of the most crucial things you can do. Ensuring you have the best private health insurance plan is not only critical to avoid exorbitant costs in cases of emergency, but it is also important to have piece of mind in knowing that you are protected. Feeling secure in that you are able to undergo the necessary recovery methods without
having to worry about costs will enable you to fast track your recovery by taking the best and most effective recovery methods available.

old lady stretchingAn Investment for Your Future

There is nothing more important than your own health and wellbeing. Although we often only worry about the present moment, looking the future allows us to appreciate the importance of taking extra care with our bodies now. Putting strain on our bodies through sport has huge repercussions on our quality of life later on. If you are constantly avoiding physio sessions or doctors appointments for niggling injuries that you think will simply disappear – health insurance will provide you with the security you need to freely improve your health now, and drastically eliminate aches and pains when you’re older.

Protection and piece of mind is key for people who are involved with sport or physical activity on a regular basis. Health insurance is imperative for active people who make the most of their bodily functions. Gym junkies, dancers, divers, performers, team sports players and anything in between all should have comprehensive cover to give their bodies the ultimate chance of full recovery in the case of an unexpected incident. If your sport or job also involves travelling, you must guarantee your protection overseas with full travel insurance. This will allow you to keep on sporting, performing or gymming with the consolation that your health and wellbeing is fully covered and protected.



Motocross is one of those sports we’ve come to accept as normal. But when you think about it, and I mean really think about it, it’s pretty darn outrageous. The sport involves motorcycle racing on enclosed off-road circuits, and runs regardless of the weather. Motocross involves plenty of physical fitness, as well as mental preparation for all of the dangers that come with it. Motocross is a sport enjoyed by adults and children across the world, with the adrenalin the biggest attraction to the sport. The outdoor tracks, with twists and turns every few metres, encourage riders to challenge themselves, and embrace the rush that comes with participating in motocross.

This video might give you a better idea of how dangerous the sport can be:

How to protect yourself

When getting serious about motocross, it’s important to realise that with the thrills comes a dangerous side. Safety is a major concern for motocross riders, and continues to face opposition due to its injury and death rate. Whether you’re new to the sport, or are an out-of-control veteran, pain doesn’t discriminate. The pros advise you to dress for the crash, not the ride, and to not worry about if you get injured, but when. The basic safety gear you absolutely need to have? These usually cover it:

  • Helmet
  • Goggles
  • Neck brace
  • Chest brace
  • Knee braces
  • Elbow pads

Taking on the sport with the expectation of a crash, you might also consider one of the companies offering Cheap Health Insurance in Australia. As a motocross rider with a lot of talent and passion for the sport, you’ll want to ensure you’re adequately covered in the event of an accident. Which, let’s be honest, is a very likely occurrence. HIF offers you some spectacular rates for cover that includes hospital, ambulance and extras like physiotherapy. The covers you can look into are tailored to suit you personally as a motocross rider with specific health insurance needs. It will give you just that extra peace of mind before you hit the dirt tracks.

motocrossThe perks of motocross

Motocross comes with plenty of amazing opportunities and perks that balance out the risks. You can find huge success with motocross, and even earn a living travelling the world performing for crowds. You can pick up sponsors like Red Bull who pay you to perform wicked tricks for motocross enthusiasts. Recently, pro motocross rookie Shane McElrath, talked to Red Bull about the perks of turning MX pro, and why all the hard work and injury risk is worth it in the end. Top of his list included the strong family atmosphere that motocross teams form, the incredible tracks he gets to ride, and the fans that support their every ride. On an international scale, the stakes are raised, and so are the chances of injury, so covering yourself everywhere you go is super important. Having adequate Travel Insurance when you’re heading overseas is especially important for motocross pros, because of the dangerous nature of their profession. Sure, the sponsors can pay for your hospital bill when you don’t land that jump quite right, but can they cover your wage when you’re out of action following the crash? Maybe, but is it another risk you want to add to the already long list? Maybe not. Keep yourself covered, and rest assured that whenever you’re taking on the big leagues overseas, your insurance policies have your back no matter what.

Motocross is one of those outrageous sports that both the participants and spectators absolutely love to get involved in. The thrilling atmosphere, the held breaths as you fly over the jumps, and the cheers when you nail tricks make this sport one of the most exciting sports of all. Safety always comes first, but a very, very close second is the rush that comes every time you sit on a motorcycle. And what else can beat that feeling?